Sr.

Type of Deposit

General Category

Senior Citizen

Single FD of Rs.15.00 lakhs and above upto Rs.50.00 lakhs.

Single FD of Rs.50.00 lakhs and above.

1

Savings Bank Account.

3.50%

3.50%

--

--

2

15 days to 180 days

4.50%

4.50%

4.50%

4.50%

3

181 days and above upto 1 year.

5.00%

5.00%

5.00%

5.00%

Fixed Deposit / MIP scheme (discounted rate for deposits above 1 year tenure) / Recurring Deposit.

4

Above 1 yr. upto 2 yrs.

6.00%

6.50%

6.10%

6.25%

5

Above 2 yrs. upto 3 yrs.

6.25%

6.75%

6.35%

6.50%

6

Above 3 yrs. upto 5 yrs.

6.50%

7.00%

6.60%

6.75%

7

Above 5 yrs. upto 10 yrs.

6.00%

6.50%

6.10%

6.25%

Additional rate applicable

Sr.

Type of Deposit

Upto 1 yr.

Above 1 yr.

1

Senior citizen (FD above 1 year tenure)

-

0.50%

2

Single FD of Rs.15.00 lakhs upto Rs.50.00 lakhs.( FD above 1 year tenure).

-

0.10%

3

Single FD of Rs.50.00 lakhs and above. (FD above 1 year tenure).

-

0.25%

4

Additional benefit not applicable on `Suvarna Laxmi Yojana – 81 and 51 Months).

Benefit for Staff (Applicable only if first holder is staff except in sr.4 above for widow of deceased staff)

Recurring Deposit

Become Lakhpati

Applicable rate (General)

Mat. Amt. (General)

Applicable rate (S.C.)

Mat. Amt. (S.C.)

Deposit Rs.2300/- every month for 39 months and obtain

6.50%

1,00,059/-

7.00%

1,00,911/-

Deposit Rs.2150/- every month for 42 months and obtain

6.50%

1,01,573/-

7.00%

1,02,506/-

Deposit Rs.2150/- every month for 78 months and obtain

6.00%

2,05,294/-

6.50%

2,08,872/-

Deposit Rs.2150/- every month for 120 months and obtain

6.00%

3,53,522/-

6.50%

3,63,324/-