LOANS AND ADVANCES - Rates W.E.F 01/06/2024
|
| Sr.No |
Product Description |
Rate of Int. |
Additional Information |
| CC-OD |
| 1 |
ODFFP-OVERDRAFT TO PROFESSIONAL |
8.50% |
|
| 2 |
CC-CASH CREDIT / MCC |
9.00% |
|
| 3 |
ODLIC/ODNSC-OVER DRAFT AGAINST LIC / NSC |
9.00% |
|
| 4 |
ODPROP-OVERDRAFT AGAINST PROPERTY |
10.75% |
|
| 5 |
ODCRE-OVERDRAFT AGAINST COMMERCIAL REAL ESTATE. |
12.50% |
|
| 6 |
ODFD - OVERDARFT AGAINST FIXED DEPOSIT |
FD RATE Plus 1.00% |
|
| LOANS |
| 7 |
ASL-AGRICULTURE SHED LOAN |
10.50% |
|
| 8 |
CCLN-CASH CREDIT LOAN |
9.00% |
|
| 9 |
CLN-CLEAN LOAN |
11.00% |
|
| 10 |
CONLN-CONSUMER LOAN |
11.00% |
|
| |
EDUOVR-EDUCATION LOAN |
8.00% in India |
Up to 40 Lacs |
| |
|
8.50% Foreign |
Above 40 Lacs |
| |
|
|
**FOR WOMEN 0.50% LESS |
| 11 |
FDLN-FIXED DEPOSIT LOAN |
FD RATE Plus 1.00% |
|
| 12 |
FFLN-FURNITURE FIXTURES LOAN |
12.00% |
|
| 13 |
FSLN-FACTORY SHADE LOAN |
10.50% |
|
| 14 |
HLN-HOUSING LOAN |
8.25% |
Upto 40 Lacs |
| |
|
8.75% |
Above 40 Lacs |
| 15 |
IPLN-INFRASTUCTURE PROJECT LOAN/OD |
11.00% |
|
| 16 |
MLNFFP-MACHINARY LOAN FFP |
8.50% |
|
| 17 |
FFLNFFP-FURNITURE FIXTURES LOAN |
8.50% |
|
| 18 |
CCLNFFP-WORKING CAPITAL LOAN |
8.50% |
|
| 19 |
VLNFFP-VEHICLE LOAN FOR FFP |
8.00% |
|
| |
|
|
|
| 20 |
ALL TYPE OF MACHINARY (TUF / NON TUF) |
8.50% |
Up to 40 Lacs |
| |
|
8.75% |
40 Lacs to 1 Crore |
| |
|
9.00% |
Above 1 Crore |
| 21 |
NSCLN/LICLN - N.S.C.LOAN / LIC LOAN |
9.00% |
|
| 22 |
PRECRE-PREMISES LOAN FOR COMMERCIAL REAL ESTATE |
13.00% |
|
| 23 |
PRELN-PREMISES LOAN |
10.50% |
|
| 24 |
RTLN-RETAIL TRADE LOAN |
8.50% |
Upto 10 Lacs |
| |
|
10.00% |
Above 10 Lacs |
| 25 |
HYPOTHICATION LOAN |
8.50% |
Upto 10 Lacs |
| |
|
10.00% |
Above 10 Lacs |
| 26 |
WOKING CAPITAL TERM LOAN |
9.00% |
|
| 27 |
RENEWABLE ENERGY LOAN |
8.00% |
Residential Upto 10 Lacs |
| |
|
8.50% |
Commercial Upto 40 Lacs |
| |
|
9.00% |
Commercial Above 40 Lacs |
| 28 |
INDUSTRIAL LOAN |
12.00% |
|
| 29 |
MUKHYAMANTRI MAHILA UTKARSH YOJNA |
12.00% |
|
| 30 |
STUDENT DURABLE LOAN |
6.75% |
|
| 31 |
ELECTRIC VEHICLE LOAN |
7.50% |
|
| 32 |
VLN-VEHICLE LOAN |
8.00% |
|
