Loan EMI Calculator

LOANS AND ADVANCES - Rates W.E.F 15/03/2022
Sr.No Product Description Rate of Int. Additional Information
CC-OD
1 ODFFP-OVERDRAFT TO PROFESSIONAL 8.50%  
2 CC-CASH CREDIT / MCC 9.00%  
3 ODLIC/ODNSC-OVER DRAFT AGAINST LIC / NSC 9.00%  
4 ODPROP-OVERDRAFT AGAINST PROPERTY 10.75%  
5 ODCRE-OVERDRAFT AGAINST COMMERCIAL REAL ESTATE. 12.50%  
6 ODFD - OVERDARFT AGAINST FIXED DEPOSIT FD RATE Plus 1.00%  
LOANS
7 ASL-AGRICULTURE SHED LOAN 10.50%  
8 CCLN-CASH CREDIT LOAN 9.00%  
9 CLN-CLEAN LOAN 11.00%  
10 CONLN-CONSUMER LOAN 11.00%  
11 EDUIND-EDUCATION LOAN IN INDIA 8.00%  **FOR WOMEN 0.50% LESS
12 EDUOVR-EDUCATION LOAN IN OVERSEAS 8.50%  **FOR WOMEN 0.50% LESS
13 FDLN-FIXED DEPOSIT LOAN FD RATE Plus 1.00%  
14 FFLN-FURNITURE FIXTURES LOAN 12.00%  
15 FSLN-FACTORY SHADE LOAN 10.50%  
16 HLN-HOUSING LOAN 8.00%  Upto 10 Lacs
    8.50 % > 10 Lacs
17 IPLN-INFRASTUCTURE PROJECT LOAN/OD 11.00%  
18 MLNFFP-MACHINARY LOAN FFP 8.50%  
19 FFLNFFP-FURNITURE FIXTURES LOAN 8.50%  
20 CCLNFFP-WORKING CAPITAL LOAN 8.50%  
21 VLNFFP-VEHICLE LOAN FOR FFP 8.00%  
       
22 AML-AGRICULTURE MACHINERY LOAN 8.50% Up to 30 Lacs
    8.75% Above 30 Lacs
23 MLNNEW-MACHINARY LOAN NEW 8.50% Up to 30 Lacs
    8.75% Above 30 Lacs
24 MLNOLD-MACHINARY LOAN OLD 8.50% Up to 30 Lacs
    8.75% Above 30 Lacs
25 MLNTUF-MACHINARY LOAN TUF 8.50% Up to 30 Lacs
    8.75% Above 30 Lacs
26 MLNEMB-MACHINARY LOAN EMBROIDARY 8.50% Up to 30 Lacs
    8.75% Above 30 Lacs
27 NSCLN/LICLN - N.S.C.LOAN / LIC LOAN 9.00%  
28 PRECRE-PREMISES LOAN FOR COMMERCIAL REAL ESTATE 12.50%  
29 PRELN-PREMISES LOAN 10.50%  
30 RTLN-RETAIL TRADE LOAN 10.00%  
31 HYPOTHICATION LOAN 10.50%  
32 WOKING CAPITAL TERM LOAN 9.00%  
 33 RENEWABLE ENERGY LOAN 8.50%  
 34 INDUSTRIAL LOAN 12.00%  
 35 MUKHYAMANTRI MAHILA UTKARSH YOJNA 12.00%  
 36 STUDENT DURABLE LOAN 6.75%  
 37 ELECTRIC VEHICLE LOAN 7.50%  
38 VLN-VEHICLE LOAN 8.00%