LOANS AND ADVANCES - Rates W.E.F 15/03/2022 |
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Sr.No | Product Description | Rate of Int. | Additional Information |
CC-OD | |||
1 | ODFFP-OVERDRAFT TO PROFESSIONAL | 8.50% | |
2 | CC-CASH CREDIT / MCC | 9.00% | |
3 | ODLIC/ODNSC-OVER DRAFT AGAINST LIC / NSC | 9.00% | |
4 | ODPROP-OVERDRAFT AGAINST PROPERTY | 10.75% | |
5 | ODCRE-OVERDRAFT AGAINST COMMERCIAL REAL ESTATE. | 12.50% | |
6 | ODFD - OVERDARFT AGAINST FIXED DEPOSIT | FD RATE Plus 1.00% | |
LOANS | |||
7 | ASL-AGRICULTURE SHED LOAN | 10.50% | |
8 | CCLN-CASH CREDIT LOAN | 9.00% | |
9 | CLN-CLEAN LOAN | 11.00% | |
10 | CONLN-CONSUMER LOAN | 11.00% | |
11 | EDUIND-EDUCATION LOAN IN INDIA | 8.00% | **FOR WOMEN 0.50% LESS |
12 | EDUOVR-EDUCATION LOAN IN OVERSEAS | 8.50% | **FOR WOMEN 0.50% LESS |
13 | FDLN-FIXED DEPOSIT LOAN | FD RATE Plus 1.00% | |
14 | FFLN-FURNITURE FIXTURES LOAN | 12.00% | |
15 | FSLN-FACTORY SHADE LOAN | 10.50% | |
16 | HLN-HOUSING LOAN | 8.00% | Upto 10 Lacs |
8.50 % | > 10 Lacs | ||
17 | IPLN-INFRASTUCTURE PROJECT LOAN/OD | 11.00% | |
18 | MLNFFP-MACHINARY LOAN FFP | 8.50% | |
19 | FFLNFFP-FURNITURE FIXTURES LOAN | 8.50% | |
20 | CCLNFFP-WORKING CAPITAL LOAN | 8.50% | |
21 | VLNFFP-VEHICLE LOAN FOR FFP | 8.00% | |
22 | AML-AGRICULTURE MACHINERY LOAN | 8.50% | Up to 30 Lacs |
8.75% | Above 30 Lacs | ||
23 | MLNNEW-MACHINARY LOAN NEW | 8.50% | Up to 30 Lacs |
8.75% | Above 30 Lacs | ||
24 | MLNOLD-MACHINARY LOAN OLD | 8.50% | Up to 30 Lacs |
8.75% | Above 30 Lacs | ||
25 | MLNTUF-MACHINARY LOAN TUF | 8.50% | Up to 30 Lacs |
8.75% | Above 30 Lacs | ||
26 | MLNEMB-MACHINARY LOAN EMBROIDARY | 8.50% | Up to 30 Lacs |
8.75% | Above 30 Lacs | ||
27 | NSCLN/LICLN - N.S.C.LOAN / LIC LOAN | 9.00% | |
28 | PRECRE-PREMISES LOAN FOR COMMERCIAL REAL ESTATE | 12.50% | |
29 | PRELN-PREMISES LOAN | 10.50% | |
30 | RTLN-RETAIL TRADE LOAN | 10.00% | |
31 | HYPOTHICATION LOAN | 10.50% | |
32 | WOKING CAPITAL TERM LOAN | 9.00% | |
33 | RENEWABLE ENERGY LOAN | 8.50% | |
34 | INDUSTRIAL LOAN | 12.00% | |
35 | MUKHYAMANTRI MAHILA UTKARSH YOJNA | 12.00% | |
36 | STUDENT DURABLE LOAN | 6.75% | |
37 | ELECTRIC VEHICLE LOAN | 7.50% | |
38 | VLN-VEHICLE LOAN | 8.00% |