| RATE OF INTEREST LOANS AND ADVANCES EFFECTIVE DATE :01-06-2024 | ||
| Sr.No | Product Description | Rate of Interest |
| 1 | Machinery Loan - TUF / Non TUF | |
| Upto 40 Lakh | 8.50% | |
| 40 Lakh to 100 Lakh | 8.75% | |
| Above 100 Lakh | 9.00% | |
| Machinery Loan - PMEGP / SCLCSS | 9.00% | |
| 2 | Cash Credit Limit | 9.50% |
| 3 | Working Capital Term Loan | 9.50% |
| 4 | Retail Trade Loan/Hypo. Term Loan - Upto 10 Lakh | 8.50% |
| 5 | Education Loan in India / Overseas | |
| Upto 40 Lakh | 8.00% | |
| 40 Lakh to 100 Lakh | 9.00% | |
| Above 100 Lakh | 9.50% | |
| For Girls 0.50% Less | ||
| 6 | Housing Loan | |
| Upto 40 Lakh | 8.25% | |
| Above 40 Lakh | 8.75% | |
| 7 | Loan to Professionals (F.F.P. Scheme) | |
| Upto 40 Lakh | 8.00% | |
| Above 40 Lakh | 8.50% | |
| 8 | Vehicle Loan | |
| Vehicle Loan (F.F.P. Scheme Incl.) | 8.00% | |
| Electrical vehicle (Electric CNG vehicle) | 7.50% | |
| 9 | Mahila Sarvangi Vikash Yojana | 8.50% |
| 1t | Consumer Loan | 11.00% |
| II | Overdraft ! Loan against F.D. / R.D | 1% More of FD Rate |
| 12 | Renewable Energy Hypo. Term Loan | |
| Residence : Upto 10 Lakh | 8.00% | |
| : 10 Lakh to 15 Lakh | 8.50% | |
| Commercial : Upto 40 Lakh | 8.50% | |
| : Above 40 Lakh | 9.00% | |
| 13 | Gold Loan | 8.50% |
| 14 | Loan Overdraft against Govt. Security (N.S.C., K.V.P., LIC Policy) | 9.50% |
| 15 | Loan against Immovable Propert | 10.50% |
| 16 | Overdraft against Immovable Propert | 10.50% |
| 17 | Overdraft / Loan - Commercial Real Estate | 13.00% |
